Built around your situation.

Poor credit? This widely favored alternative lending option adapts to your company's cash flow. Based on your business revenue and future receivables, it's a great option to obtain working capital in as little as 24 hours.

• 3+ months in business
• Minimum $10K/month revenue
• Business bank account
• No minimum credit score

Flexible revolving capital designed to support growth and cash flow. Draw what you need, when you need it, and only pay interest on what you use. Ideal for businesses with ongoing capital needs.

• 650+ credit score
• 1+ year in business
• Consistent revenue
• Good banking history

Government-backed financing with competitive terms and higher limits. SBA loans offer some of the lowest interest rates available for small businesses, with longer repayment terms that keep monthly payments manageable.

• 680+ credit score
• 2+ years in business
• Profitable operations
• Collateral may be required

Structured financing for expansion, equipment, inventory, and working capital. Fixed repayment schedules make budgeting predictable, and funds can be used for virtually any legitimate business purpose.

• 640+ credit score
• 1+ year in business
• Minimum $5K/month revenue
• Business plan

Preserve cash flow while acquiring essential equipment. The equipment itself serves as collateral, which often means more favorable terms and higher approval rates — even for newer businesses.

• 600+ credit score
• Equipment quote required
• Any time in business
• Equipment as collateral

Leverage available home equity strategically. HELOCs offer some of the lowest rates available because they're secured by real property. A powerful tool for homeowner-entrepreneurs who want to fund business growth.

• 680+ credit score
• 20%+ home equity
• Owner-occupied property
• Stable income

Fast financing solutions for real estate investors and time-sensitive opportunities. Asset-based lending means credit score matters less — the deal and the property carry the weight. Close in days, not months.

• Real estate collateral
• 25–30% down payment
• Exit strategy required
• Property appraisal

Debt consolidation, liquidity, and strategic financial restructuring options. Personal loans can serve as bridge capital for entrepreneurs who need fast access to funds while building their business credit profile.

• 660+ credit score
• Stable income
• Low debt-to-income ratio
• Personal guarantee

Inclusive capital loans tailored for underserved borrowers with flexible terms and creative underwriting. Community Development Financial Institutions exist specifically to serve entrepreneurs who don't fit traditional bank criteria.

• No minimum credit score
• Business plan required
• Community impact focus
• Flexible income docs